Admin Heads up, deal hunters: BECU is paying a $900.00 bonus to new customers who open the BECU Up to $900 Checking + Savings Bonus and meet the requirements below.
How you earn it: Up to $900 total: $300 checking bonus + $600 savings bonus; Promo code FALLCHK26; Offer expires December 7, 2026; No monthly fees; soft credit pull only. The requirements are specific: for the $300 checking tier you MUST set up a direct deposit of $250 or more within 60 days of opening, plus make 20 debit card purchases in that window. The $600 savings tier requires $20,000 in new money within 30 days, held for 90 days.
Who’s it for? Anyone in the eligible states looking for an easy bank bonus without monthly fees eating into it. If you’ve been meaning to switch banks or add a second checking account, a $900.00 incentive with no monthly service charge is about as clean as these offers get.
Use promo code FALLCHK26 when you open the account through BECU’s offer page by December 7, 2026, then complete the requirements above.
Pros and cons
- Pro: $900 is one of the largest bank bonuses available nationally right now
- Pro: No monthly maintenance fees to eat into the bonus
- Pro: Soft credit pull — no hard inquiry on your report
- Pro: Checking tier is achievable: one $250+ direct deposit and 20 debit purchases
- Con: DIRECT DEPOSIT IS REQUIRED for the $300 checking bonus — this is not a no-direct-deposit deal
- Con: The $600 savings tier needs $20,000 parked for 90 days
- Con: Field of membership limited to WA, ID, and OR (plus select groups)
- Con: 20 debit purchases in 60 days takes deliberate effort
Bonus details
Bonus: $900.00 — Bonus verified: 2026-10-18T15:28:21Z.
Bonus verified: 2026-10-18T15:28:21Z (UTC). Bank bonuses count as interest income, so you’ll owe taxes on the $900.00. Terms can change, so confirm the current offer on BECU’s site before you apply.
