Admin Heads up, deal hunters: Capital One is paying a $2,000.00 bonus to new customers who open the Capital One Spark Cash Plus: Earn a $2,000 Cash Bonus and meet the requirements below.
How you earn it: Earn a $2,000 cash bonus after spending $30,000 in the first 3 months from account opening; Earn an additional $2,000 bonus for every $500K spent during the first year; This is a BUSINESS credit card — a business is required to apply; $150 annual fee; unlimited 2% cash back on every purchase, 5% on hotels and rental cars booked through Capital One Business Travel. The requirement is straightforward — just normal credit card spending during the first three months.
Who’s it for? Business owners with serious card spend — $30,000 in three months is a lot, but if your business already runs that volume, this is one of the biggest cash bonuses available right now.
No promo code needed — just open the card through Capital One’s offer page during the promotional period and complete the requirements.
Pros and cons
- Pro: One of the largest cash bonuses available on a business card right now
- Pro: Unlimited 2% back on everything keeps it useful after the bonus
- Pro: Annual fee is refunded in years you spend $150K+
- Con: Business card only — not available to individuals without a business
- Con: The $30,000 three-month spend requirement is steep
- Con: $150 annual fee if you don’t hit the fee-refund threshold
Bonus details
Bonus: $2,000.00 — Bonus verified: 2026-10-19T19:29:09Z.
Bonus verified: 2026-10-19T19:29:09Z (UTC). Bank bonuses count as interest income, so you’ll owe taxes on the $2,000.00. Terms can change, so confirm the current offer on Capital One’s site before you apply.
