J.P. Morgan Self-Directed Investing – Up to $1,000.00 Bonus
Admin Heads up, deal hunters: J.P. Morgan is paying up to a $1,000.00 cash bonus to new customers who open a J.P. Morgan Self-Directed Investing account and fund it with qualifying new money. The tiers run from $50 (for $5,000–$24,999 in new money) up to the full $1,000 (for $250,000 or more).
How you earn it: $50 bonus for funding $5,000-$24,999 in qualifying new money; $150 bonus for $25,000-$99,999; $325 bonus for $100,000-$249,999; $1,000 bonus for $250,000 or more; Open by January 21, 2027; fund within 45 days from outside JPMorganChase; Maintain the new money for 90 days; bonus lands within 15 days after; Commission-free online stock and ETF trades, no account minimum. Fund the account with at least $5,000 in qualifying new money from outside JPMorganChase within 45 days of opening — no direct deposit required.
Who’s it for? Anyone moving $5,000 or more from another brokerage, bank, or retirement account into a J.P. Morgan Self-Directed Investing account. The tiered structure means even a modest transfer earns real money, and the full $1,000 goes to larger rollovers.
No promo code needed — just open the account through the bank’s offer page during the promotional period and complete the requirements.
Pros and cons
- Pro: Up to $1,000 cash bonus with a clear published tier table
- Pro: Lowest tier starts at just $5,000 in new money
- Pro: Commission-free trades and banking + investing in one app
- Con: New money must come from outside JPMorganChase
- Con: Funds must stay in the account for 90 days
- Con: Full $1,000 requires a $250,000 transfer
Bonus details
Bonus: $1,000.00 — Bonus verified: 2026-10-20T06:45:00Z.
Bonus verified: 2026-10-20T06:45:00Z (UTC). Bank bonuses count as interest income, so you’ll owe taxes on the $1,000.00. Terms can change, so confirm the current offer on J.P. Morgan’s site before you apply.
