Yolo Federal Credit Union Visa Platinum Card Bonus – $1,000.00 Bonus
Admin Heads up, deal hunters: Yolo Federal Credit Union is paying a $1,000.00 bonus to new cardholders who are approved for the Visa Platinum Cashback Plus card and meet the requirements below. This one is open to residents of Yolo, Sacramento, Placer, and El Dorado counties, CA (credit union membership required).
How you earn it: 100,000 bonus points worth $1,000 for new Visa Platinum CashBack Plus cardholders; Apply during the promotional period 10/1/26-12/31/26 and open the account by 1/31/27; Spend $5,000 within 90 days of account opening to earn the 100,000-point bonus; Lower tier: spend $3,000 within 90 days for 50,000 bonus points (worth $500); Card has no annual fee; earns 3% cashback on gas and groceries, 2% on everything else; Existing Visa Platinum CashBack Plus cardholders can earn 50,000 points with $3,000 spend by 12/31/26. This is a credit-card welcome offer, not a bank-account bonus — you apply for the card, and the points land when you hit the spending threshold: $5,000 in purchases within 90 days of account opening for the full 100,000 points ($1,000 value).
Who’s it for? Credit union members (or soon-to-be members) in the four eligible CA counties who can put $5,000 of real spending on a new card within 90 days. With no annual fee and 3% back on gas and groceries, the card stays useful long after the bonus posts.
No promo code needed — just open the account through the bank’s offer page during the promotional period and complete the requirements.
Pros and cons
- Pro: $1,000 in bonus points with no annual fee
- Pro: Generous 3% on gas and groceries, 2% on everything else
- Pro: A lower $3,000-spend tier still pays $500 in points
- Con: Requires $5,000 in spending within 90 days of account opening for the full bonus
- Con: New credit card application; approval is based on creditworthiness
- Con: Credit union membership limited to four CA counties
- Con: Existing cardholders are not eligible for the 100,000-point tier
Bonus details
Bonus: $1,000.00 — open to Yolo, Sacramento, Placer, and El Dorado counties, CA (credit union membership required) — Bonus verified: 2026-10-20T15:55:00Z.
Bonus verified: 2026-10-20T15:55:00Z (UTC). Bank bonuses count as interest income, so you’ll owe taxes on the $1,000.00. Terms can change, so confirm the current offer on Yolo Federal Credit Union’s site before you apply.
