Admin Heads up, deal hunters: Union Savings Bank is paying a $400.00 bonus to new customers who open the Union Savings Bank Up to $400 Checking Bonus and meet the requirements below.
How you earn it: Up to $400.00 bonus for new checking customers: $150 for one qualifying direct deposit within 60 days, $100 for opening a USB debit card and making 10 debit card purchases within 60 days, plus $150 for opening an Essential Savings account at the same time and keeping a $500+ average balance for 60 days (new USB savings customers only); Open an Essential Checking account with a $25+ opening deposit (or Core Checking with $10+, Access Checking with $50+); $0 monthly service fee on Essential Checking; Qualifying direct deposits are recurring payroll, pension, or Social Security deposits; person-to-person transfers and internet payment services do not qualify; Offer expires December 15, 2026; terms verified live on unionsavings.com October 18, 2026; Connecticut-area bank (Union Savings Bank); one bonus per household.
Who’s it for? Anyone in the eligible states looking for an easy bank bonus without monthly fees eating into it. If you’ve been meaning to switch banks or add a second checking account, a $400.00 incentive with no monthly service charge is about as clean as these offers get.
No promo code needed — just open the account through the bank’s offer page during the promotional period and complete the requirements.
Pros and cons
- Pro: Large $400 maximum payout with three stackable ways to earn
- Pro: No monthly service fee on Essential Checking, so fees won’t eat into the bonus
- Pro: Checking tiers are achievable: one real direct deposit and 10 debit purchases
- Pro: Bonus confirmed live on the bank’s own site with a December 15, 2026 expiry
- Con: Regional availability – Union Savings Bank serves the Connecticut area, not a nationwide online offer
- Con: The $150 savings tier requires parking $500 average for 60 days as a new savings customer
- Con: P2P transfers and bank-to-bank transfers do not count as qualifying direct deposits
- Con: ATM transactions do not count toward the 10 debit purchases
Bonus details
Bonus: $400.00 — Bonus verified: 2026-10-18T19:35:00Z.
Bonus verified: 2026-10-18T19:35:00Z (UTC). Bank bonuses count as interest income, so you’ll owe taxes on the $400.00. Terms can change, so confirm the current offer on Union Savings Bank’s site before you apply.
