E*TRADE Max-Rate Checking – $400 Bonus with code MAXRATE26
Admin Heads up, deal hunters: E*TRADE is paying a $400.00 bonus to new customers who open the E*TRADE Max-Rate Checking $400 Bonus and meet the requirements below.
How you earn it: Open a new Max-Rate Checking account by January 10, 2027; Enter promo code MAXRATE26 when you apply; Complete two direct deposits of $1,500 or more within 90 days of account opening; $400 bonus after the requirements are met. The key requirement is the direct deposits — two of them, $1,500 or more each, landing within 90 days of opening. Set those up early and the rest is just waiting for the bonus to post.
Who’s it for? Anyone looking for a straightforward bank bonus with a long runway. If you’ve been meaning to open a second checking account or switch banks, a $400 incentive for parking your direct deposits at E*TRADE for a few months is about as clean as these offers get.
Use promo code MAXRATE26 when you open the account so the bonus tracks correctly — enter it exactly as shown. We confirmed the code was listed on the offer page when this post was verified.
Pros and cons
- Pro: $400 bonus with a clear, published requirement list
- Pro: Promo code MAXRATE26 confirmed on E*TRADE’s own offer page
- Pro: Long runway — open by January 10, 2027
- Con: Requires two direct deposits of $1,500 or more within 90 days
- Con: Bonus counts as taxable interest income
- Con: New Max-Rate Checking accounts only
Bonus details
Bonus: $400.00 — Bonus verified: 2026-10-20T21:45:00Z.
Bonus verified: 2026-10-20T21:45:00Z (UTC). Bank bonuses count as interest income, so you’ll owe taxes on the $400.00. Terms can change, so confirm the current offer on E*TRADE’s site before you apply.
