Admin Heads up, deal hunters: Chime is paying new members up to $350 when you open a Chime Checking Account and set up direct deposit. This one is open to everyone in the US — it’s all online.
How you earn it: Open a new Chime Checking Account through the new-member offer page; set up a qualifying direct deposit of $500 or more within 34 days of opening; earn up to $350 in rewards based on your activity (Chime pays 10% cash back on qualifying purchases, awarded after each eligibility period). There’s no monthly fee, no overdraft fee, and no foreign transaction fee eating into it.
Who’s it for? Anyone who wants a fee-free online checking account and can route at least $500 of direct deposit through it in the first month. If your paycheck can land at Chime, this is close to free money.
No promo code needed — just open through the new-member offer page and complete the requirements.
Pros and cons
- Pro: Up to $350 with just a $500 direct deposit
- Pro: No monthly, overdraft, or foreign transaction fees
- Pro: Get paid up to 2 days early with direct deposit
- Con: Bonus is taxable as interest income
- Con: Online-only bank — no branches
Bonus details
Bonus: up to $350.00 — open nationwide (online) — limited-time offer, no published end date. Bonus verified: 2026-10-13T04:30:00Z (UTC). Bank bonuses count as interest income, so you’ll owe taxes on whatever you earn. Terms can change, so confirm the current offer on Chime’s site before you apply.
