Wyndham Rewards Earner Cards – Up to 120,000 Bonus Points
Heads up, deal hunters: Wyndham Rewards is offering up to 120,000 bonus points to new cardholders who open a Wyndham Rewards Earner Card and meet the requirements below.
How you earn it: Earner Premier card: up to 120,000 bonus points — 90,000 after $6,000 in purchases in the first 120 days plus 30,000 after $750 at Hotels by Wyndham in the first 180 days; Earner Plus card: up to 90,000 bonus points, with a $0 introductory annual fee for the first year (then $95); Earner card: 45,000 bonus points after qualifying purchases, with no annual fee; Premier card perks include 8X points at Hotels by Wyndham, points that never expire, and a free night each year if you stay 5 qualifying nights. These are credit card welcome offers, so the points land after you hit the spending thresholds — no bank-account hoops, but the spend targets are real.
Who’s it for? Travelers who stay at Wyndham hotels — or want a stash of points for free nights — and can comfortably hit the spending thresholds. The no-annual-fee Earner card is the low-risk entry point, while the Premier card suits frequent Wyndham guests who will use the free-night and Insider perks to offset the $395 annual fee.
No promo code needed — just apply through the official card site and complete the spending requirements.
Pros and cons
- Pro: Up to 120,000 bonus points on the Premier card — enough for multiple free nights
- Pro: No-annual-fee Earner card still earns 45,000 bonus points
- Pro: Premier points never expire, plus 8X points at Wyndham hotels
- Pro: Pre-qualification check with no impact to your credit score
- Con: Premier card carries a $395 annual fee
- Con: Top tier requires $6,000 in purchases plus $750 in Wyndham hotel spend
- Con: Barclays approvals can be tough, and the personal cards suit those over 5/24
- Con: Welcome bonuses require hitting spend thresholds in the first 90 to 180 days
Bonus details
Bonus: up to 120,000 points — Bonus verified: 2026-11-04T23:40:04Z.
Bonus verified: 2026-11-04T23:40:04Z (UTC). Unlike bank-account bonuses, credit-card welcome points are generally treated as a rebate rather than taxable interest. Terms can change, so confirm the current offer on Wyndham Rewards’s site before you apply.
