2UFi Business Checking Bonus – $400.00 Bonus

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Heads up, deal hunters: 2UFi is paying a $400.00 bonus to new customers who open the 2UFi Business Checking Bonus and meet the requirements below. This one is open to residents of Select states — eligibility varies by state and ineligible states cannot proceed, so confirm on the offer page; new business clients only.

How you earn it: Open a new 2UFi Business Spending account with $50 by November 25, 2026; Deposit a total of $4,000 within 14 days of opening; Four consecutive 30-day periods, each requiring a $4,000 average daily balance, 5 posted debit card purchases, and $250 in external credits; $100 Segment 1 bonus after Periods 1 and 2, plus a $300 Segment 2 bonus after all four periods — $400 total; Also earns 5.00% APY on the first $10,000 and 2.00% APY above that, whether or not the bonus is earned; No monthly fee and no minimum balance on the Business Suite account. Each period also needs $250 in external credits hitting the account, so plan a recurring inflow alongside the debit card spending.

Who’s it for? Anyone in the eligible states looking for an easy bank bonus without monthly fees eating into it. If you’ve been meaning to switch banks or add a second checking account, a $400.00 incentive with no monthly service charge is about as clean as these offers get.

No promo code needed — just open the account through the bank’s offer page during the promotional period and complete the requirements.

Pros and cons

  • Pro: $400 bonus is large for a business checking offer with no monthly fee
  • Pro: $100 of the bonus is yours to keep even if a later period is missed
  • Pro: The 5.00% APY on the first $10,000 pays off even without the bonus
  • Con: Four periods of requirements — miss any one period and the $300 Segment 2 bonus is not paid
  • Con: Availability varies by state and is not spelled out on the offer page
  • Con: Business accounts only — not a personal checking bonus

Bonus details

Bonus: $400.00 — open to Select states — eligibility varies by state and ineligible states cannot proceed, so confirm on the offer page; new business clients only — Bonus verified: 2026-11-04T03:21:56Z.

Bonus verified: 2026-11-04T03:21:56Z (UTC). Bank bonuses count as interest income, so you’ll owe taxes on the $400.00. Terms can change, so confirm the current offer on 2UFi’s site before you apply.

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