Mercury Business Checking Bonus – $500.00 Bonus
Heads up, deal hunters: Mercury is paying a $500.00 bonus to new customers who open the Mercury Business Checking Bonus and meet the requirements below.
How you earn it: Deposit $5,000 within the first 90 days of opening to qualify for the $500 bonus; Open a $0-per-month account by November 30, 2026; No direct deposit required; Built for startups and small businesses; banking services provided by partner banks Choice Financial Group and Column N.A., Members FDIC; Available nationwide. The requirement is a deposit, not spending: get $5,000 into the account within the first 90 days and the bonus qualifies.
Who’s it for? Any startup or small business owner looking for an easy bank bonus without monthly fees eating into it. If you’ve been meaning to open a business checking account, a $500.00 incentive with no monthly service charge is about as clean as these offers get.
No promo code needed — just open the account through the bank’s offer page during the promotional period and complete the requirements.
Pros and cons
- Pro: $500 bonus for a single $5,000 deposit within 90 days
- Pro: No direct deposit requirement
- Pro: No monthly account fee
- Pro: $0-per-month account, so no fee eats into the bonus
- Con: Business account only — not for personal banking
- Con: Bonus is taxable as interest income
- Con: You must open by November 30, 2026 to qualify
Bonus details
Bonus: $500.00 — Bonus verified: 2026-10-31T05:23:21Z.
Bonus verified: 2026-10-31T05:23:21Z (UTC). Bank bonuses count as interest income, so you’ll owe taxes on the $500.00. Terms can change, so confirm the current offer on Mercury’s site before you apply.
