Northwest Plus Credit Union $200 CD Welcome Offer – $200.00 Bonus
Admin Heads up, deal hunters: Northwest Plus Credit Union is paying a $200.00 bonus to new customers who open the Northwest Plus Credit Union $200 CD Welcome Offer and meet the requirements below. This one is open to residents of Washington State — anyone who lives, works, or worships in Washington; new members only (not a member for at least 12 consecutive months before joining).
How you earn it: Join between October 1 and November 21, 2026, and open both a savings account and a checking account; Set up active monthly direct deposits of at least $500 (payroll, state benefit, pension/retirement, or federal benefit payments; person-to-person payments like Zelle or PayPal do not qualify); Accounts are reviewed quarterly to confirm the direct deposit is still active; The $200 reward is a credit-union-sponsored 12-month CD, not cash in hand — closing either account before the CD term ends forfeits the CD and its accrued interest. This one does need a real direct deposit — at least $500 a month, kept active and reviewed quarterly — so weigh the 12-month CD commitment before joining.
Who’s it for? Anyone in the eligible states looking for an easy bank bonus without monthly fees eating into it. If you’ve been meaning to switch banks or add a second checking account, a $200.00 incentive with no monthly service charge is about as clean as these offers get.
No promo code needed — just open the account through the bank’s offer page during the promotional period and complete the requirements.
Pros and cons
- Pro: A $200 CD for joining and setting up direct deposit, with no debit-purchase hoop to jump through
- Pro: Open to anyone who lives, works, or worships in Washington State
- Pro: Clear deadline: join by November 21, 2026
- Con: The reward is a 12-month CD, not $200 cash — your money is committed for a year
- Con: You must keep a $500+ monthly direct deposit active or risk forfeiting the CD
- Con: New members only, and only if any previous membership ended in good standing
Bonus details
Bonus: $200.00 — open to Washington State — anyone who lives, works, or worships in Washington; new members only (not a member for at least 12 consecutive months before joining) — Bonus verified: 2026-11-02T03:30:00Z.
Bonus verified: 2026-11-02T03:30:00Z (UTC). The $200 CD is issued after membership and accounts are established; early closure of either account forfeits the CD and accrued interest. Bank bonuses count as interest income, so you’ll owe taxes on the $200.00. Terms can change, so confirm the current offer on Northwest Plus Credit Union’s site before you apply.
