Admin Heads up, deal hunters: Westerra Credit Union is paying a $100.00 bonus to new customers who open the Westerra Credit Union $100 Checking Bonus and meet the requirements below. This one is open to residents of Colorado (7-county Denver metro area).
How you earn it: Open a new Smart Money Checking or Money Market Select account; Keep a minimum balance of $5 for 30 days from account opening; No direct deposit required, no e-statements, no online banking signup needed; No monthly maintenance fees; $5 membership fee waived. The requirements are straightforward — open the account, then keep the $5 minimum balance for 30 days. No direct deposit needed.
Who’s it for? Anyone in the eligible Denver-metro counties looking for an easy bank bonus without monthly fees eating into it. If you’ve been meaning to switch banks or add a second checking account, a $100.00 incentive with no monthly service charge is about as clean as these offers get.
No promo code needed — just open the account through the bank’s offer page during the promotional period and complete the requirements.
Pros and cons
- Pro: $100 bonus with no direct deposit required
- Pro: No monthly service fees on the account
- Pro: Simple requirement: keep $5 in the account for 30 days
- Con: Limited to the Denver metro area in Colorado
- Con: Bonus is taxable as interest income
Bonus details
Bonus: $100.00 — open to Colorado (7-county Denver metro area) — Bonus verified: 2026-10-12T09:19:22Z.
Bonus verified: 2026-10-12T09:19:22Z (UTC). Bank bonuses count as interest income, so you’ll owe taxes on the $100.00. Terms can change, so confirm the current offer on Westerra Credit Union’s site before you apply.
