Wellby Financial $100 Checking Bonus (TX) – $100.00 Bonus with code PEAR2026
Heads up, deal hunters: Wellby Financial is paying a $100.00 bonus to new customers who open the Wellby Financial $100 Checking Bonus (TX) and meet the requirements below. This one is open to residents of Texas (TX).
How you earn it: Open a new Wellby Secure Spending (checking) account online or in a branch using promo code PEAR2026; Set up a monthly direct deposit of at least $300 within 60 days of account opening; Bonus is credited within 14 days after all requirements are confirmed; No monthly fees on the account; soft credit pull reported. The requirements are straightforward — no direct deposit to fake, just normal debit card spending during the promotional window.
Who’s it for? Anyone in the eligible states looking for an easy bank bonus without monthly fees eating into it. If you’ve been meaning to switch banks or add a second checking account, a $100.00 incentive with no monthly service charge is about as clean as these offers get.
Use promo code PEAR2026 when you open the account so the bonus tracks correctly — enter it exactly as shown. We confirmed the code was listed on the offer page when this post was verified.
Pros and cons
- Pro: Easy $100 for a $300/month direct deposit – a low bar for a bank bonus
- Pro: No monthly fees on the account
- Pro: Soft credit pull only
- Con: Texas residents only (membership may be possible through the ACC for others)
- Con: $300+/month direct deposit required to earn the bonus
- Con: Bonus is taxable as interest income
Bonus details
Bonus: $100.00 — open to Texas (TX) — Bonus verified: 2026-10-12T05:25:42Z.
Bonus verified: 2026-10-12T05:25:42Z (UTC). Texas availability; no monthly fees; offer back as of October 11, 2026. Bank bonuses count as interest income, so you’ll owe taxes on the $100.00. Terms can change, so confirm the current offer on Wellby Financial’s site before you apply.
