Union Savings Bank $400 Checking + Savings Bonus – $400.00 Bonus
Admin Heads up, deal hunters: Union Savings Bank is paying a $400.00 bonus to new customers who open the Union Savings Bank $400 Checking + Savings Bonus and meet the requirements below. This one is open to residents of CT only — CT residents and current USB customers can apply online; everyone else must apply in-branch.
How you earn it: Earn up to $400 in three chunks: $100 for one qualifying direct deposit, $150 for 10 USB debit card purchases, $150 for opening an Essential Savings account and keeping a $500 average balance for 60 days; Qualifying direct deposits mean recurring payroll, pension, or Social Security deposits — person-to-person transfers like Zelle or Venmo don’t count; Offer runs through December 15, 2026; Essential Checking carries no monthly service fee. The requirements are straightforward — but note a direct deposit IS part of the deal here: one qualifying direct deposit (recurring payroll, pension, or Social Security) earns the first $100, and the rest comes from 10 debit card purchases plus the savings-account leg.
Who’s it for? Anyone in the eligible states looking for an easy bank bonus without monthly fees eating into it. If you’ve been meaning to switch banks or add a second checking account, a $400.00 incentive with no monthly service charge is about as clean as these offers get.
No promo code needed — just open the account through the bank’s offer page during the promotional period and complete the requirements.
Pros and cons
- Pro: $400 is a strong payout for a no-fee checking account
- Pro: No massive balance requirement — the savings leg only needs a $500 average balance
- Pro: Three separate earnable chunks, so you can land partial credit even if you miss one
- Con: CT-only for online applications; everyone else must visit a branch
- Con: Bonus counts as taxable interest income
- Con: Requirements must be completed within 60 days of opening
Bonus details
Bonus: $400.00 — open to CT only — CT residents and current USB customers can apply online; everyone else must apply in-branch — Bonus verified: 2026-10-19T00:05:00Z.
Bonus verified: 2026-10-19T00:05:00Z (UTC). Bank bonuses count as interest income, so you’ll owe taxes on the $400.00. Terms can change, so confirm the current offer on Union Savings Bank’s site before you apply.
