Admin SoFi Crypto will pay you $300 in SOFID (its dollar-backed stablecoin) just for moving crypto you already hold onto its platform. Transfer $1,000 or more in eligible crypto assets to SoFi Crypto by October 14, 2026, hold it there for a year, and the $300 bonus is yours.
This one is open to both new AND existing SoFi Crypto members, which is rare for a bonus this generous. Eligible assets include BTC, ETH, SOL, XRP, USDC and a dozen more. The $300 lands in your SoFi Crypto account within 15-20 business days after the holding window ends (around November 8, 2027).
How it works
- Have a SoFi Crypto account in good standing (new or existing).
- Transfer $1,000 or more in eligible crypto — majors like BTC, ETH and SOL plus a dozen more tokens (SoFi’s page lists every qualifying asset) — from an external wallet or exchange by October 14, 2026 at 11:59 PM ET.
- Hold the assets on SoFi Crypto through October 14, 2027 — no voluntary withdrawals of principal.
- The $300 SOFID bonus is credited after the holding window ends. Limit one bonus per account.
The fine print, plainly: US residents only, in states where the promotion is available. Trading or rebalancing inside the account is fine and market drops don’t disqualify you — but withdrawing principal before October 14, 2027 forfeits the bonus. SOFID is not FDIC insured. The bonus may be taxable income.
Bonus verified
$300 bonus — Bonus verified: October 13, 2026. We confirmed every term on SoFi’s official promotion page. The transfer window closes October 14, so this is a last-day call.
Pros and cons
- Pro: $300 is a huge payout for an existing crypto holder
- Pro: Open to existing members, not just new signups
- Con: One-year holding period locks up your assets
- Con: Crypto isn’t FDIC insured and prices are volatile
