Admin Heads up, deal hunters: CFSB is paying a $100.00 bonus to new customers who open the CFSB Community Classic Checking Account and meet the requirements below. This one is open to residents of KY, TN, IL, IN, MO.
How you earn it: $100 bonus for opening a Community Classic Checking account; No direct deposit required — complete 25 debit card purchase transactions between Oct 1 and Nov 30, 2026; New accounts must be opened between Oct 1 and Nov 1, 2026; No monthly service fees and no minimum balance requirement; $100 minimum deposit to open the account; Account must be open and in good standing when the bonus is paid; Limit one bonus per Social Security number.
Who’s it for? Anyone in the eligible states looking for an easy bank bonus without monthly fees eating into it. If you’ve been meaning to switch banks or add a second checking account, a $100.00 incentive with no monthly service charge is about as clean as these offers get.
No promo code needed — just open the account through the bank’s offer page during the promotional period and complete the requirements.
Pros and cons
- Pro: $100 bonus with no direct deposit required
- Pro: No monthly fees to erode the bonus
- Pro: Soft credit pull per Doctor of Credit
- Con: Only for KY, TN, IL, IN, MO residents
- Con: 25 debit transactions is a real hurdle — plan small purchases
- Con: Bonus is taxable as interest income
Bonus details
Bonus: $100.00 — open to KY, TN, IL, IN, MO — Bonus verified: 2026-10-11T14:51:48Z.
Bonus verified: 2026-10-11T14:51:48Z (UTC). The $100 bonus is credited to the account by December 31, 2026. Bank bonuses count as interest income, so you’ll owe taxes on the $100.00. Terms can change, so confirm the current offer on CFSB’s site before you apply.
