Chase Private Client Checking – $3,000.00 Bonus
Admin 
Heads up, deal hunters: Chase is paying a $3,000.00 bonus to new customers who open the Chase Private Client Checking and meet the requirements below.
How you earn it: $1,000 bonus with $150,000-$249,999 in new money; $2,000 with $250,000-$499,999; $3,000 with $500,000+; Within 45 days of enrollment, transfer qualifying NEW money or securities (not from existing Chase accounts) to eligible checking, savings, or J.P. Morgan Wealth Management non-retirement accounts; Maintain the new money for 90 days; the bonus lands within 40 days; Request your offer code online, then meet with a Private Client banker to open or upgrade; No direct deposit required; Offer expires January 27, 2027. The requirements are straightforward — no direct deposit to fake, just a qualifying new-money transfer held for 90 days.
Who’s it for? Anyone with $150,000 or more in new money to move who wants one of the largest bank bonuses on the market. The $35 monthly service fee is waived with a $150,000+ average combined balance, so qualifiers keep the full bonus — but if your balance dips below that, the fee applies.
No promo code needed — just open the account through the bank’s offer page during the promotional period and complete the requirements.
Pros and cons
- Pro: Up to $3,000 — one of the largest bank bonuses available
- Pro: No direct deposit requirement — new-money transfer only
- Pro: Long runway: enroll through January 2027
- Con: Requires $150,000+ in new money to qualify
- Con: $35 monthly service fee unless you keep a $150k+ average combined balance
- Con: Bonus is taxable as interest income
- Con: Historically excludes AK, HI, and PR residents
Bonus details
Bonus: $3,000.00 — Bonus verified: 2026-10-23T10:04:41Z.
Bonus verified: 2026-10-23T10:04:41Z (UTC). Bank bonuses count as interest income, so you’ll owe taxes on the $3,000.00. Terms can change, so confirm the current offer on Chase’s site before you apply.
