Bank of America Checking Bonus: Earn Up to $500 With Eligible Direct Deposits

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Bank of America is offering a tiered checking account bonus of up to $500 for new customers. The bonus amount depends on how much qualifying direct deposit you complete within the required time period.

Bank of America Checking Bonus – Up to $500

Limited-time offer. Subject to change.
Open a new eligible Bank of America checking account and earn a cash bonus of up to $500 based on your total qualifying direct deposits. Higher deposits unlock higher bonus tiers.

Bonus Details

  • Earn a cash bonus after opening a new eligible checking account
  • Bonus is based on total qualifying direct deposits within the promotional period
  • Bonus tiers can go up to $500 with higher deposit amounts
  • Bonus is typically credited directly to the checking account after requirements are met

Qualification Requirements

  • Open a new eligible Bank of America personal checking account
  • Complete qualifying direct deposits within the stated time frame (commonly 90 days)
  • Total deposit amount determines the bonus tier you receive
  • Keep the account open and in good standing until the bonus is paid

Account Details / Fees

  • Monthly maintenance fees may apply depending on the account type
  • Fees are often waived with minimum balances, direct deposits, or qualifying relationships
  • No minimum opening deposit is required for most checking options

Eligibility

  • Available to new checking customers only
  • Not available if you currently have or recently had a Bank of America checking account
  • Additional eligibility rules may apply based on account history

How to Apply

  • Click the Open Account button above
  • Choose an eligible checking account
  • Complete the application and required direct deposits to qualify for the bonus

Important Notes

  • Bonus amounts may be reported as taxable income
  • Offer terms, deposit requirements, and timelines can change at any time
  • Always review the full terms and conditions before applying

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