Admin Wells Fargo is paying up to a $2,500 bonus when you open or upgrade to a Premier Checking account and move $250,000 in new money into linked accounts. This is a nationwide offer with no direct deposit requirement — but the deposit bar is steep, so this one is really for savers and investors who already have the cash or securities to move.
How you earn it: open a new Premier Checking account (or upgrade an existing Wells Fargo consumer checking account) at a branch, with at least a $25 opening deposit, and give the banker your bonus offer code at account opening. Then bring $250,000 or more in new deposits to qualifying linked accounts within 45 days and keep at least $250,000 there through day 90. Qualifying accounts include checking, savings, CDs, FDIC-insured IRAs, and Wells Fargo Advisors investment accounts — so an in-kind transfer of ETFs or mutual funds from another brokerage can count. The bonus posts to your Premier Checking within 30 days of meeting every requirement.
Fine print worth knowing: the offer page is currently showing $2,500 to some visitors (good through November 9, 2026) and $2,000 to others (good through January 13, 2027) — if you see the lower figure, try opening the offer link in an incognito window. The account carries a $35 monthly fee, waived each period with $250,000 in linked balances. You are not eligible if you received a Premier Checking bonus in the past 12 months, and the bonus counts as taxable interest income.
Bonus verified
Bonus verified: 2026-10-14T09:25:00Z (UTC). Terms confirmed against the current offer details the same day. Bank offers change without notice, so confirm the bonus amount and requirements on Wells Fargo’s offer page before you apply.
Pros and cons
- Pro: Huge $2,500 payout with no direct deposit to fake
- Pro: Nationwide availability; investments (not just cash) count toward the $250k
- Pro: Monthly fee is waivable and there is no early-termination fee
- Con: Requires moving and holding $250,000 for 90 days — out of reach for most
- Con: In-branch account opening required; bonus is taxable as interest
